SSS Loan Payment ML-1

Submission 1




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SSS Loan Payment ML-1 — Answers to your questions

  • The name of the ML-1 is "Monthly-Salary/Calamity/Educational/Emergency/Stock Investment Loan Payment Return".

  • The purpose of the ML-1 is to submit loan payments collected from employees to SSS.

  • To submit the form ML-1, you must: - Online submission can be done through Bancnet or Unionbank.

    If submitting by Bancnet:

    1. Use your bank's eGov converter to generate an updated LCL file.
      • Copy in the amounts from SSS ML-2 in Zipier.
    2. Go back to Zipier
      • Open the SSS ML-1.
      • Click "Sign" on the "ML-1" (see form ➔).
      • Click "Submit".
    3. Login to e-Gov as Maker.
    4. Go to "Payments".
      • Under "Payment Service" select "SSS".
      • Select the profile to be used.
      • Under "File Format" select "SSS-LCL" and choose the LCL file you generated.
      • Click "Upload".
    5. Log out.
    6. Pay. (See "Payment" section below)
    7. Go back to Zipier.
      • On "To-Do", find the ML-1.
      • Click the blue "Tax form waiting..." icon.
      • Click "Yep, it's sent".
        • Upload file or link that shows proof of submission.
  • The ML-1 the due date is based on the 10th digit of the SSS number: 1 or 2 = 10th day of the month 3 or 4 = 15th day of the month 5 or 6 = 20th day of the month 7 or 8 = 25th day of the month 9 or 0 = last day of month

  • For the ML-1, you must pay on or before submission.

    By cash or check at:

    If paying by BancNet:

    1. Login as Approver.
      • Click on the notification link "you have a payment instruction waiting for approval".
      • Click the approval icon.
      • Select the eGov card.
      • Enter PIN.
    2. Go to "Inquiry" > "Payment Inquiry" > "Search" to print or save a copy of the transaction receipt.
    3. Log out.
  • For the ML-1, you must submit 3 copies.

  • The ML-1 is to be submitted at your regional SSS office.


You can file at any of the Regional SSS office. You can find a specific SSS branch address from their side menu.

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